Monthly budget sample personal urban2/17/2024 ![]() ![]() ![]() Home Budget Worksheet - Our original selection of home budget worksheets.Personal Budget Spreadsheet The 12-month version of the personal budget version.Personal Monthly Budget - Like the one above, but less detailed, and designed to fit on a single page.Family Budget Planner - This is the 12-month version of the household budget spreadsheet listed above.It summarizes what you earn and what you spend to help you plan for your long and short-term goals. Money Management Template - Record transactions to automatically populate the budget vs. Master your money with this easy monthly budget. ![]() If you add or remove any categories, just make sure that the formulas used for the totals don't get messed up. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: The household budget template contains a very detailed list of categories, which you may or may not need. The Monthly Budget Summary table totals up all your income and expenses and calculates the Net as Income minus Expenses. If you spend more than you budgeted, the Difference between the Projected and Actual values will be negative, and if your Actual income is less than your Projected income, the Difference will be a negative number. In this spreadsheet, the calculations are set up so that negative numbers are bad. We’ve got three steps to set up that budget and two more to keep it goingeach and every month. The cells in the "Difference" column use conditional formatting to make negative numbers red. You ready (Yes, you are.) Steps for Using Your Budget Template A budget template (or budget worksheet) is a great way to get everything on paper, right there in front of your eyes. At the end of the month, you record in the "Actual" column how much you really spent during the month. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the "Budget" column. Also try our yearly personal budget to make a budget for an entire year. There are many online budgeting tools and. The first step to creating a monthly budget is understanding how you manage your money from day to day. Compare your budget and actual spending on a monthly basis. Step 1: List your expenses and streams of income. A budget is a tool that helps you gain a more accurate and better insight into how you spend your income. Download our free monthly budget spreadsheet and get your personal finances under control. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses. Free Monthly Budget Spreadsheet for Microsoft Excel and Google Sheets - Updated. You may also want to read the article " How to Budget". Our article " How to Make a Budget" explains how to use these spreadsheets to create your budget. You'll want to replace the values in the Home Expenses category with your own. To use this template, fill in the cells highlighted with a light-blue background (the "Budget" and "Actual" columns). 42 Effective Ways to Save Money Budgeting Tips for the New Year Using the Household Budget Worksheet ![]()
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Bloons tower defense 5 Bloons TD 52/17/2024 ![]() ![]() In Defensive Mode, you don't send bloons directly and instead outlast your challenger against endless waves of bloons. In Assault Mode, you balance your income between building defenses and sending groups of bloons at your opponent. Test your tower defense skills against players from all over the world in two awesome game modes. ".excellent for players seeking a real challenge" * Customize your bloons with decals so your victory has a signature stamp * Create and join private matches to challenge any of your facebook friends * All new Bloons Boost - power up your bloons to charge your opponent in Assault mode * All new Monkey Tower Boost - supercharge your monkey towers to fast attack for a limited time * Battle Arena Mode - Put your medallions on the line in a high stakes Assault game. * Defensive Mode - build up your income and outlast your challenger with your superior defenses ![]() * Assault Mode - manage strong defenses and send bloons directly against your opponent * 20 awesome monkey towers, each with 8 powerful upgrades From the creators of best-selling Bloons TD 5, this all new Battles game is specially designed for multiplayer combat, featuring 18 custom head-to-head tracks, incredible towers and upgrades, all-new attack and defense boosts, and the ability to control bloons directly and send them charging past your opponent's defenses. It's monkey vs monkey for the first time ever - go head to head with other players in a bloon-popping battle for victory. Play the top-rated tower defense franchise in this all new head-to-head strategy game - FREE! ![]() Airtable zapier facebook integration2/17/2024 ![]()
![]() ![]() With its invoicing app, you can send free estimates, then instantly convert them to invoices on mobile once a client approves. Square Invoices is also very easy to use. There’s no monthly subscription fee or client limit-instead, you get unlimited invoices. Square’s free invoicing app, Square Invoices, lets you charge clients and receive payments anywhere, anytime. As a trade-off, though, it offers one of the easiest to use accounting apps, with a rating of 4.7 on the App Store and 3.9 on Google Play. On the other hand, QuickBooks Online’s mediocre invoice templates are still better than those you get with QuickBooks Self-Employed, which we don’t recommend to self-employed freelancers who want a professional, high-quality invoice generator.Īlso, QuickBooks Online has one of the highest starting prices of any basic accounting software for non-accountants. QuickBooks Online’s invoicing tool isn’t all that customizable, professional, or aesthetically pleasing. You’re looking at a 2.9% plus $0.25 transaction fee with QuickBooks Payments-but note that that’s still cheaper than many other payment processing fees. There’s a catch, of course (isn’t there always?): QuickBooks Payments' fee climbs depending on the type of payment you’re accepting, and transaction fees are higher for bills paid through invoices. However, while you can get only QuickBooks Payments with an existing QuickBooks Online subscription, its transaction fees are notably affordable: swiped fees are just 2.4% plus $0.25, cheaper than any other provider on our list. QuickBooks Online is an extremely popular accounting system, but most Intuit QuickBooks products, including Intuit QuickBooks Online, are far from cheap. As an overall (and completely free accounting solution), it's hard to beat. ![]() Still, if you run a service-based business-especially a freelance business-Wave's free unlimited invoice feature should put Wave on your to-be-considered list. (Invoice Ninja, for instance, automatically follows up on overdue and unpaid invoices.) Finally, we don't recommend Wave Accounting for product-based businesses because it doesn't have a native inventory management solution. You get a little less automation with Wave than you do with invoice-specific products. And like Square Invoice, it doesn’t include multicurrency support. Wave doesn’t offer as many payment gateways as other options (especially Hiveage)-crucially, Wave doesn't work with Stripe. But it isn’t particularly scalable-since it has just one plan, Wave’s not the best choice for businesses planning on growth. In other words, Wave is a great fit for freelancers and first-time business owners who want a fair amount of features without paying hundreds of dollars a year in accounting software.įor the most part, Wave doesn’t trade affordability for features. ![]() Wave's automatic recurring invoicing feature alone makes Wave a good investment, but Wave Accounting also includes free income and expense tracking, receipt scanning, and automatic bank reconciliation. For what it’s worth, Zoho Books is an excellent (and affordable) accounting solution-but since Zoho lacks an integrated payroll solution, its accounting and invoicing software work best for freelancers and solopreneurs with no employees. Zoho Invoice has one notable downside: it only syncs with Zoho Books, not with other accounting software options like FreshBooks or Xero. Customer self-service portals and automatic estimate approvals.Multicurrency support and multiple payment gateways.Expense tracking, including receipt scanning.Built-in time tracking and project management.Plus, even though it isn’t a total accounting solution, Zoho Invoice includes additional features that compare to and even exceed a lot of standard accounting software offerings, such as these: (And if you need more than 1,000 invoices, you can contact Zoho directly to discuss a custom invoicing plan.) You can send invoices to an unlimited number of clients, and while Zoho does have an invoice limit, it’s 1,000 invoices a year-more than enough for most freelancers, solopreneurs, and small to midsize businesses. ![]() Zoho Invoice’s completely free invoicing software includes customizable invoices with professional templates. ![]() Picasa free download windows 10 64 bit2/16/2024 ![]() ![]() The process simply requires the installer to download the right file and execute it. ![]() Can I install the app on Windows 10 and how?Ībsolutely, Picasa's adaptability means that one can install Picasa on Windows 10 without experiencing any compatibility issues. ![]() Once installed properly, the user can benefit from the application's wide range of features designed for photo management. However, for installation process instructions, it's important to follow reliable resources to avoid any possible hiccups or errors. It's an intuitive and easy-to-manipulate application, delivering a seamless experience to the user. How can one get Picasa on their computer?Ī straightforward way to use Picasa app on PC involves acquiring the appropriate software specifically designed for desktop usage.It combines superior functionality and creative tools to provide a standout digital image experience for everyone. While Picasa on Windows 10 is a fantastic experience, this software caters to a spectrum of users on various platforms. Users who choose the Picasa app free to download will find a robust platform to handle their image management and editing needs.If you're on an older Windows OS, such as Windows 7, you'll be pleased to know that you can Picasa download for free and enjoy the complete range of photo management features.Whether you're operating the Picasa app on Windows or any other platform, the intuitive UI will make it hassle-free to carry out your various photo management tasks.You can easily Picasa download for Windows 11, ensuring compatibility with even the latest Windows operating system version. For users looking to future-proof their photo management solution, there is good news. ![]() This ease of use extends to the rest of the application, contributing to an overall user-friendly experience. One of the many advantages of this software is the ease with which users can Picasa download and install it on their PCs.Additionally, it offers a simplified method of managing your digital photos, which can save time and effort. For one, you can get Picasa for free without any additional costs, which alone is a significant boon for cost-conscious users. The benefits of using this software are multiple. The software's functionalities integrate well with the features of this operating system, making it an excellent choice for users of Windows 10. Thanks to Picasa's superior compatibility, users looking to download Picasa for Windows 10 will find it a seamless experience. The software is Picasa free to download, making it a cost-effective choice for people looking for a comprehensive photo management solution. It even features advanced options like facial recognition technology. From cropping to filtering, it provides a range of options that meet the needs of various users. The software is rich in features, serving more than just basic editing. This ensures that users on this platform can easily install and use this photo management tool without compatibility issues. One of the many robust features of this software is its compatibility with multiple operating systems, notably, its ability to run Picasa on Windows 7. Users who choose to download Picasa will encounter an easy-to-use layout, with all necessary tools well-organized and easily accessible. When it comes to an application's usability and intuitiveness, the interface plays an essential role. This remarkable platform provides an array of features that can assist in managing and editing your photos. One such comprehensive solution is the Picasa app. Image management can be a challenging task that requires a thorough and user-friendly application. ![]() Dewalt lithium ion battery adapter2/16/2024 ![]() ![]() The other two are showing signs of age with their full-charge run time declining slightly. This adapter allows you to use selected DEWALT 20-Volt MAX. One recently decided it was time to retire and refused to take another charge. Add versatility to your toolbox with the DEWALT DCA2203C 20-Volt MAX to 18-Volt battery adapter kit. The introduction of this battery adapter is awesome now we can start transitioning towards newer technology, bit by bit, piece by piece. You can go to hardware store, home center, or today and get an 18 volt NiCd battery, or even a brand-new 18 volt tool. That's simply incredible, considering the modern system of 20V MAX tools has been out for 4-5 years. Was it an "engineered obsolescence" sales scheme? Although many people bought new cordless tool sets, lots left to shop elsewhere, swearing off the brand as they went out the door.ĭeWalt on the other hand, has supported tools that last for a seriously long time. People would end up purchasing new tools, rather than ordering older batteries from the factory. Charges all DEWALT 12V - 20V MAX Li-Ion batteries Charges the battery in 90 min or less thus minimizing downtime Diagnostics with LED indicator communicates. It was odd, even though each generation was a same voltage, NiCd battery, there would be a slight change to a a bump or ridge on its case, preventing interchange between versions. ![]() It was common that I'd bear the brunt of a shopper's frustration when they learned that each year's version of the store-brand tools had an battery configuration incompatible with the prior model. Years ago, I worked a second job, at a department store selling their popular exclusive brand of tools. They've outlasted and out performed any other brand of cordless tools I've owned by several years, leaving me a bit of a fan-boy. I've had my own set for about 8 years, and all the tools are still going strong. Battery Adapter for Craftsman C3 19.2 Volt Lithium Cordless Tool, Convert Makita 18V LXT Lithium ion Battery to Craftsman 19.2V Ni-MH Lithium Battery Converter, Replacement 19. They're certainly the most common brand on the construction sites I've visited. It's been one of the most popular lines of professional-quality cordless tools, for a very long time. I believe DeWalt's 18 volt line of cordless tools has been in the market for about 20 years. Combo kit includes 18V-20V MAX adapter, 12V/20V MAX charger, (2) DCB203 20V MAX XR lithium-ion batteries. I've run it through its paces for a month on a variety of my tools. Adapter will not work with 20V/60V Flexvolt batteries. When DeWalt gave me an early-bird chance to try out their new battery adapter and bring modern battery technology to my older tools, I couldn't wait to put it in action. When a battery is inserted into the Badaptor, the clip mechanism ensures it cannot be easily removed from the tool until the battery has been removed.Regular readers of this blog know that I've been personally wielding DeWalt 18 volt cordless tools on my projects for years. ![]() Once attached, simply slide the 18V battery into the Badaptor until a click is heard. Power DEWALT 14.4V tools (not including Univolt tools) with this battery that delivers impressive runtime and performance. Simple to use and easy to attach, the DeWalt to Ryobi Badaptor clips securely into any Ryobi 18V tool with no movement. High capacity XRP battery has 40 more run-time than standard NiCAD batteries. We believe it’s better to use one battery consistently than buy three or four that may barely see any use throughout their lifespan. In some cases, buying a Badaptor can be less than a third of the price of buying a new battery and charging station.Īlong with the cost-saving benefits, Badaptors enable you to get more from your batteries that may otherwise never see the light of day. Whether you’re a tradesman, DIY fanatic, or you just have different branded tools in your garage the Badaptor is something that will make your life easier, and save you money. Power tool battery adapters are a useful and important accessory for those who own battery-operated power tools. The DeWalt to Ryobi Badaptor allows you to convert your existing 18-20V DeWalt batteries for use with Ryobi 18V power tools, allowing you to use the Ryobi power tool range without having to buy a whole new battery system. ![]() Digicel flipbook layers2/16/2024 ![]() When I define a selection using any of the selection tools and try to move or transform that selected area, it doesn't work. Again, is this something that could be included in future versions. Scans are acquired correctly and rotated in Flipbook by a small preference requester window that gives rotation options. I use an Epson 1500 A3 scanner and I have the same problem. I've noticed elsewhere on the forum about acquired scans loading into TV Paint vertically. If this is the case, can I recommend adding this function to TV Paint. Is this something that can be acheived in TV Paint, or do I have to use 2 layers, one for the line and one for the fill? What am I missing here?Īlso is it possible to just click on different frames in different layers in order to select them to work on rather than clicking on a layer and then clicking on the frame bar (in the timeline)?Ī great thing about Flipbook is that the ink and paint (line and fill) are separate elements, but combined within the same frame/layer/level. In Flipbook, Flash or Photoshop you can define a selection, then move that selected area to a new position or transform it. I'm looking to moving across to totally paperfree 2D bitmap animation after 23 years of confirmed 2D paper animation and I'm hoping TV Paint will be one of the tools I use along with Flipbook. I'm coming from years of working with Axa digital ink and paint, Digicel's Flipbook, Flash and Photoshop. I'm getting to grips with the Animation Pro demo and I love the drawing tools, but I think I must be missing something very straightforward regarding the selection tools. ![]() Ancient cave paintings names glyphs2/16/2024 ![]() ![]() ![]() The oldest known of which (so far) is cave art found on an Indonesian island dating to some 45,000 years ago. “These people, separated from us by many millennia, are suddenly a lot closer.Humans have been creating rock art since paleolithic times. “As we probe deeper, what we are discovering is that these ancient ancestors are a lot more like us than we previously thought,” Bacon tells BBC News. Pettitt tells the publication that examining the three most common symbols as a starting point makes sense, and they plan to expand their work to look at the other marks. “I think there are a number of assumptions being made here that have yet to be proven,” she adds. That leaves most of the cave symbols without any suggested meaning. But she says that the researchers’ “hypotheses are not well-supported by their results, and they also do not address alternative interpretations of the marks they analyzed.”Īdditionally, the team examined only three of “at least 32 different recurring signs,” April Nowell, a Paleolithic archaeologist at the University of Victoria in Canada who was not involved in the study, tells Live Science. “Upper Paleolithic people had the cognitive capacity to write and to keep records of time,” Melanie Chang, a paleoanthropologist at Portland State University who was not involved in the study, tells Live Science’s Kristina Killgrove. It makes absolute sense.”īut not all researchers are convinced of this interpretation. “If anything was worth recording outside of memory, it would be animals, particularly the times of the year when those prey animals, critical for survival, would be aggregated together and preoccupied with mating and birthing. “This is exactly the sort of thing I’d expect Paleolithic hunter-gatherers to record,” co-author and archaeologist Paul Pettitt at Durham University in England tells New Scientist. The placement of the Y-shaped mark indicates the month that the animal gives birth, the authors write. No sequence contained more than 13 symbols, and there are 13 months in the lunar year. For example, horses were often accompanied by three marks, while mammoths had five. Each dot or line, they suggest, represented one month, with the number of symbols indicating how many months after the start of spring each animal’s mating season began. It revealed 606 examples of animals accompanied by lines or dots and another 256 animals with sequences that included a Y-shaped mark.īacon contacted some experts, and together they analyzed the data, concluding that the marks were a lunar calendar. He compiled a database of animal drawings from global literature and web archives. They hypothesized these marks represented months of the year to convey information about their corresponding animals’ mating and birthing habits.īennett Bacon, a London-based furniture conservator and independent researcher, came up with the initial hypothesis. In the study, the team examined three shapes: lines, dots and Y-like symbols. The symbols may not be considered written language, but they could be “an intermediary step between a simpler notation/convention and full-blown writing,” write the authors. However, other experts are reluctant to agree with this conclusion. If confirmed, this would mean humans had developed a proto-writing system at least 10,000 years earlier than previously thought, reports Alison George for New Scientist. Now, in a new study published in the Cambridge Archaeological Journal, scientists propose that these sequences were an early form of writing that recorded animal behavior. Researchers have long debated the meaning of these markings, but without consensus. Sometimes, the creatures were accompanied by a mysterious series of symbols, including dots, lines, asterisks and crosses. ![]() Around 20,000 years ago, Ice Age hunter-gatherers in Europe decorated caves with a variety of animal drawings, ranging from salmon to cattle. ![]() Dribbble logo linkedin logo png2/16/2024 ![]() ![]() I am glad to announce that I worked diligently to complete a minimal version of my updated portfolio before the end of this year, December 31st at the latest. #designlife #productdesign #toolsofthetrade Photopea can be used to edit photos, apply effects and filters, add text, and crop or resize pictures. Photopea is compatible with a wide range of image formats, including PSD, AI, XD, sketch, PDF, XCF, and RAW. It's similar to Pixlr, but personally I found Photopea more user-friendly given it's interface is similar to Photoshop □. Photopea is a free, web-based photo and graphics editor that can be used in modern web browsers. It can be used for image editing, illustrations, web design, and converting between image formats. Lately I have been using PHOTOPEA and it has been very helpful. #designers #motiondesign #dribbble #interactiondesign #designlife #productdesign #inspirationįor some one who started out with Photoshop as a primary tool, I haven't been using it for years now! But there have been struggles when it came to image editing every now and then and then it meant get Adobe CS or PS and it all came down to cost. ![]() A designer can see how they approached a similar project in the past and use that as a starting point for a new project. Old designs can also serve as inspiration for new projects. This can help them avoid making the same mistakes in the future. This can help them understand how design trends change over time and how they can adapt to these changes in their future designs.īy revisiting old designs, a designer can identify mistakes they made in the past and learn from them. This can help them improve their design process in the future.īy looking at old designs, a designer can identify design trends that were popular at the time. They can identify areas where they need to improve and work on those areas to become a better designer.īy revisiting old designs, a designer can understand how they approached a project, what worked and what didn't. However there are several things a designer can learn from their old designs:īy looking back at old designs, a designer can see how their design skills have improved over time. On the other hand, you may find that some of your older designs don't meet your current standards, or that you would have approached certain design challenges differently if you were working on them now. On one hand, it can be fun and interesting to see how your skills and style have evolved over time. ![]() It can be a mixed bag for designers to look at their old designs. Designers have this habit of going through the old folders, now Dribbble □ shots, Behance posts and reminisce those moments. ![]() Jazz chord aural training2/15/2024 ![]() Here are all the intervals and their names. An interval can be major, minor, perfect, augmented, or diminished. ![]() The most basic musical structure is The Interval – the space between two notes. So buckle up and get ready to explore your Definitive Guide to Jazz Chords… Prerequisites to jazz chordsīefore we get to all the fancy jazz chords, it’s necessary to know the basic structures of what chords are made up of… Intervals
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